Need Cash Now?

In As Little As 24 Hours, You Could Have an Extra $2,500 in Your Pocket!*

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High Level Safety & Privacy

Knowing your personal information is secure is very important. This site uses the best 256-bit SSL encryption to protect your information. So you can rest easy while you conveniently find the cash you need.

Short Term Loans for Life’s Unexpected Events

We’ve all been there. Payday isn’t for another week or two, yet bills need to be paid. Perhaps a car payment or repair, or a medical emergency. A multitude of unexpected events can just pop up out of nowhere and leave you strapped for cash.

Whatever your reason for needing some quick cash, NeedRapidCash makes it simple to find a short term lender. Even if you have less than perfect credit, there are lenders who can help with a short term loan. It’s quick, painless and private.

  • It takes less than two minutes to fill out the online form so you don’t have to stand in line at the bank.
  • Imagine getting up to $2,500 deposited straight to your account as early as tomorrow so you can have a little breathing room.*
  • Get an answer from a lender today!

Bad Credit, No Problem**

Good or bad, all credit scores are welcome.

Don’t Pay Costly Overdraft Fees

Your money is deposited directly into your account by your lender.

Easy Online Process

No waiting in line, just an online form to fill out. 100% private and discrete!

Here’s what you need to get started

  • Personal information (i.e. your SSN and date of birth)
  • Contact information (i.e. your address and phone)
  • Current employment or regular income
  • Bank account information for deposit as soon as tomorrow*

Lender qualifications may vary

Most lenders require you to have a job or steady source of income such as an annuity or Social Security check, also to be at least 18 years of age and to have a bank account with direct deposit.

Find a Lender Today

Get up to $2,500 in as little as 24 hours!*

What Can a Short Term Loan Help You With?

Family Expenses

Education Related Expenses

Car Repair

Job Related Expenses

One-Time Life Emergencies

Medical Emergencies

Finding the Cash You Need Is Easy!

Here’s How the Process Works...

Step 1

Simply submit the short form and a lender may qualify you for a short term loan of up to $2,500 when you need it most.*

Step 2

Once a lender decides to work with you, you will be redirected to the lender’s website to review the loan agreement terms and conditions. Then follow any additional instructions the lender may have.

Step 3

Your lender will deposit your money directly into your bank account – many times as soon as the following day.*

Step 4

When a payment is due, your cash advance (plus fees) is conveniently deducted from your bank account by the lender. Other payment options are also available per lender.

Find a Lender Today

Get up to $2,500 in as little as 24 hours!*

Get Started Now

Have More Questions?

Short term loans help consumers everywhere exhale for a moment when it comes to financial hassles.

A short term loan is an unsecured loan designed to help you pay for immediate expenses. They are considered short-term loans because the loan balance is typically due all at once on your following payday or over a small number of repayment periods.

It’s easy to find a lender:

  1. Simply fill out the secure, two-minute online form.
  2. Once a lender decides to work with you, you will be redirected to the lender’s website to review and agree to the terms and conditions of your loan. The lender may contact you to verify your personal information and finalize the loan.
  3. Funds are typically deposited in your checking account the next business day.

To qualify for a loan, you must at least meet these basic requirements:

  • You must be at least 18 years of age and a U.S. resident of a state serviced by a lender.
  • You must have a recurring income source of at least $800 per month.
  • You must have a valid checking account.

Other conditions may apply. Minimum requirements may vary from lender to lender.

Short-term lenders work with many people in various credit situations. If you have less than perfect credit, you may still be able to get the money you need. Not all lenders perform a traditional credit check with the three main credit bureaus, however, credit checks may be done through alternative providers. Request a free copy of your credit report.

If you’re collecting social security, pension, disability, or other kinds of benefits, a lender may find you eligible. If you receive at least $800 a month as well as meet other lender requirements, you may be able to get a loan. Other conditions may apply and will vary from lender to lender.

Please remember that we are not a lender. Lenders, however, will only offer loan products to U.S. residents.

Please remember we are not a lender. If a lender is interested in working with you, you will be redirected to the lender’s website where you are presented terms and conditions of the loan. The loan terms, rates, APRs and fees are determined solely by the lender and vary from lender to lender.

We tell you! Once a lender decides to work with you, you will be redirected to that lender’s website.

Also, check your email to see if you have received an email from your lender. Don’t forget to check your “Junk” or “Spam” folders.

Once you accept the loan offer from a lender, funds can be deposited in as little as 24 hours.* Please keep in mind, if you have been approved over the weekend or a holiday, funds are usually deposited on the next business day.

Please remember we are not a lender and we do not make lending or credit decisions. Many factors are considered during the evaluation process and vary from lender to lender. However, a loan request may be denied based on debt to income ratio, history of late payments, defaulting on debts, or multiple active short-term loans. Additionally, short term loan products are not offered to residents of all states.

Contact your lender immediately to discuss payment arrangement options. We are not a lender, and the loan terms, rates, APRs and fees are determined solely by the lender and vary from lender to lender. Late payments could result in extra fees and being sent to collections. Make sure you understand all loan terms before agreeing to the loan.

If you received funds for a loan that you did not apply for, or feel that your personal information was used to obtain a loan, contact your bank and the lender immediately to reverse the deposit. Report the incident to your local police department and the following entities: The Internet Crime Complaint Center (IC3) and the Federal Trade Commission (FTC) at 1-877-438-4338.

Member of Online Lenders Alliance, the center for lending, technology and innovation, representing the growing online lending industry.

VP Compliance Services (VPCS) is a leading provider of compliance services to consumer and commercial lenders and their vendors.

Find a Lender Today

Get up to $2,500 in as little as 24 hours!*